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Financing Solutions for North American Customers

North America: Benefits of Leasing | Financing Options | Federal & Municipal Financing | Current Promotions | How do I apply? | Financing FAQ | Contact Financing
   
Global: Financing Solutions for Global Customer

Frequently Asked Questions

Q: What is an equipment lease?

A: An equipment lease is a contract for the use of a specific piece (or multiple pieces) of equipment for a specified period of time (generally 24-60 months), at a fixed monthly payment amount, which is agreed upon in advance.

Q: Why should I lease equipment?

A: Leasing equipment is synonymous with use of an asset. You don't pay your employees a salary in advance; you pay them as they contribute. It should be no different with a contributing asset like business equipment. Leasing enables you to pay as you use the equipment, not before.

Cash Management

  • Affordable payments
  • 100% financing
  • More efficient cashflow
  • Payments spread over longer terms
  • Preserve existing credit lines

Accounting and Tax Considerations

  • Payment may be fully tax-deductible
  • Certain leases may qualify for off-balance sheet treatment
  • Possible tax and depreciation benefits
  • Work within operating budget limits
  • In some instances, there may be the ability to use operating funds versus capital funds to acquire technology

Evolving Technology

  • Obsolescence hedge
  • Upgrade options

Flexibility and Convenience

  • Wide range of options and structures
  • Bundling available


Q: Are there tax benefits to leasing?

A: Certain types of leases can be advantageous to most businesses in that monthly lease payments can often times be deducted as an operating expense. This clearly reduces the net cost of the lease. (Applied Biosystems does not provide tax or legal advice. Consult with your tax and legal advisor about the potential tax benefits of leasing and other types of financing.)


Q: What type of equipment and services can be leased?

A: The list of equipment types that fall under our current program includes at least the following: all Applied Biosystems instrumentation and accessories; computers, software and peripherals, soft costs such as installation and service.


Q: What happens at the end of a lease?

A: There are several end-of-lease options from which you can choose, including: purchasing the equipment, upgrading to a new model, continuing to lease, and returning the equipment.